DSCR Loan Calculator

Calculate your Debt Service Coverage Ratio for investment property loans

DSCR Calculator

Enter your property details below to calculate your DSCR

Investment Property Analysis

Transaction Type

Purchase Price

Loan Amount

LTV

Interest Rate

Loan Term

Annual Taxes

Annual Insurance

Gross Monthly Rents

Total monthly rent from all units

1.25+ — Excellent. Preferred by most lenders, strong cash flow.

1.0 - 1.24 — Acceptable. Property covers its debt payments.

Below 1.0 — May require reserves or higher down payment.

Questions? Let's discuss your investment property.

Edge Home Finance

NMLS #891464

Generated on January 30, 2026

DSCR loans are designed for real estate investors, allowing qualification based on the property's income rather than personal income.

These loans are ideal for investors looking to expand their portfolios without the traditional income verification process.

Streamlined process allows for faster closings than conventional loans.

Qualification based on property performance, not personal income.

Expand your investment portfolio without traditional debt-to-income limitations.